Time-Space Percentage > Money Management & Retirement

How To Pay Yourself First

Most family child care providers know they should be saving more money for their retirement. But, at the end of the month there is usually little, if anything left for savings. You’ve spent your money on other things and left… Read More ›

Reaching Your Retirement Goals Quiz

Family child care providers, like most people, generally haven’t done a good job at saving money for their retirement. In a survey done for my book Family Child Care Money Management & Retirement Guide, 55% of child care providers had… Read More ›

Do You Want a Small or Large Profit?

The question seems simple. Don’t all family child care providers want a large profit for running their business? Apparently not. Over the years I’ve seen a lot of tax returns of family child care providers. I’ve seen a provider with… Read More ›

What Hours Should You Count?

In my article “How Much Do You Make Per Hour?”, I explained how you can calculate your hourly wage using numbers from your tax forms. Family child care provider Renita from Oklahoma pointed out to me that she worked many… Read More ›