Child Care Insurance Directory

This insurance directory is a listing of companies and agents that offer a variety of insurance policies to family child care providers. The information below was provided by the insurance company or individual. I am not recommending any individual or company on this list. I am making no promises about the insurance products they sell. If you know of a company or agent who should be added to this list, please contact me at tomcopeland@live.com; 651-280-5991.Before choosing an insurance policy, read “Ten Questions to Ask Before Purchasing Business Liability Insurance.”

 

Affiliated Insurance Services, LLC

Debe Marofsky

debem@affiliatedins.com

Phone 1: 877-551-1300

Phone 2: 763-551-1300

http://www.affiliatedins.com/

Insurance offered

Auto

Health

Home

Liability

Other: Auto, bonds, health, homeowner’s, liability, property, and worker’s comp in IA, IL, IN, MN, WI. Disability and life in MN only.

Available in

IA, IL, IN, MN, MO, OH, KS, KY, WI

Began writing business liability insurance policies for family child care

I have been writing family child care for 15 years and commercial centers for over 20 years.

Insurance company represented

Our strongest carrier for the child care program is National Specialty Insurance, which is a division of West Bend Mutual. This is an admitted carrier with an A+ rating. I have been in the industry for over 40 years and have learned to recognize the companies that are strong in both coverage and service. This company truly watches your back.

Number of family child care policies written

We have hundreds of family and commercial (rule 3) centers in the states shown under our name.

Number of family child care claims handled

We have had a few claims ranging from a child falling and hurting himself to allegations of Physical abuse. National Specialty Insurance is ABSOLUTELY the company you want to defend you.

Does your organization automatically report all incidents to the insurance company?

Our policy on claims is to ALWAYS talk the claim through with the provider. We talk about the type of claim, who is involved and what the potential issues are. We work FOR the insured and REPRESENT the company. We don’t want to do anything to jeopardize our insured in any way.

Other information

ONLY endorsed agent of the Minnesota Child Care Association for over 15 years. Over 40 years of experience in the insurance industry. Debe is the agency owner and has a staff with combined experience in the industry of 80 years. We are a group that will hold your hand from start to finish when there is a claim. We know our insureds; they are NOT numbers. We fully understand the need to insure child care properly and will develop a policy to meet your specific needs. We know there are very different needs to each owner. We can place all coverage with one company to avoid a gap in coverage.

 

American Federation of Day-Care Services

mjbates@thomcoins.com

Phone: 888-515-8537

http://www.afds.com/

Insurance offered

Liability

Available in

All states except CT, MA, MN, NH, RI, VT

Insurance company represented

Stonington Insurance Ltd. and Lantana Insurance Ltd.

Which of these insurance companies are admitted?

Stonington is our admitted carrier. We write on an admitted basis in NY, CA and NJ only. Lantana is our non-admitted carrier. We use Lantana in all other states.

Number of family child care policies written

currently about 7,000

Other information

We are one of the nation’s larges child care insurance specialists and have products to cover in-home child care providers as well as commercial centers and headstarts.

 

Assure Child Care

Phone:855-818-5437

Email: info@assurechildcare.com

www.assurechildcare.com

Insurance offered

Liability

Other: Accident

Available in

limited states

Other information

Assure Child Care was formerly part of Adults and Childrens Alliance. Adults and Childrens Alliance continues as a USDA Food Program sponsor and child care support agency.

 

Combs Insurance Agency, Inc.

Michael F. Combs , President

341 South Alaska Street

Palmer, AK 99645

Phone: 907-745-2144

mike@combsinsurance.com

http://www.combsinsurance.com/

Insurance offered

Auto

Health

Home

Liability

Other: Bonds, directors and officers, disability, inland marine, life, professional, property, volunteer accident

Available in

AK

Other information

Providing the “Right Coverage at the Right Price” since 1967. Our Commercial Producers have 25+ years of experience and CIC designations. CSR’s/assistance have 3-19 years of experience and CIC or CISR designations.

 

Daycare Defender

info@dcdefender.com

Phone 1: 410-423-4477

Phone 2: 800-414-1066

www.dcdefender.com

Insurance Offered

-General Liability

-Abuse & Molestation

-Commercial Auto

-Property

-Employment Practices Liability

-Workers Compensation

-Umbrella

Available

Nationwide

Other:

Founded by father-son team Jeremiah J. O’Donovan and Jeremiah P. O’Donovan, Daycare Defender is an insurance company created to protect the owners and staff of commercial and in-home daycare providers across the nation.

 

DC Insurance Services, Inc.

Contact:

Joe Silverman or Jordan Silverman

16601 Ventura Blvd. Suite 500

Encino, CA 91436

DCI Insurance: 800-624-0912

Fax: 877-476-0888

info@dcins.com

www.dcins.com

www.facebook.com/dcins

Available In

Alabama, California, Colorado, Florida, Georgia, Illinois, Maryland, Oregon, Tennessee, Texas, Virginia

In Home Childcare for your childcare business
DCI’s Childcare program for In-Home facilities covers the childcare provider and all residents of the household, employees and volunteers.

Insurance for In-home Childcare Facilities
As a Day Care Provider, you need special insurance for your day care business. Homeowner’s policies do not provide coverage. Some companies will add coverage, but it is limited and excludes child abuse coverage. For more information before you apply for insurance, see our What You Need to Know page.

DCI’s Childcare program for In-Home facilities covers the childcare provider and all residents of the household, employees and volunteers and includes:

  1. Professional Liability/Errors and Omissions (negligent supervision)
  2. Up to $100,000 Child Abuse
  3. Defense for administrative hearings related to allegations of Child Abuse
  4. Infants under six weeks
  5. Dispensing medication
  6. Food preparation
  7. All residents of household, employees and volunteers
  8. Personal injury (libel and slander)
  9. Field trips
  10. Swimming pools (on or off premises, without additional charge)

Optional

  1. Auto transportation coverage for enrolled children
  2. Non-owned auto liability (people using their car for your business)

No deductibles

  1. $20,000 accident medical expense for each child
  2. Accident medical expense for field trips and transportation
  3. Primary (pay first)
  4. Includes own children on excess basis in the day care
  5. $5,000 accidental death
  6. Provider and employees can be added to accidental medical coverage

 

East Harlem Insurance Brokerage

Cecelya Morsby

235 East 117th St

New York, NY 10035

thumphreys@eastharleminsurance.com

Phone: 212.410.2222

Fax: 1.888.433.6578

http://www.eharleminsurance.com

Insurance offered

Auto

Health

Home

Liability

Workers Compensation

Available in

For health insurance we offer coverage in NY. For auto, homeowner’s, and business-related insurance, we offer coverage in NY.

Began writing business liability insurance policies for family child care

2009

Insurance company represented

USLI

Which of these insurance companies are admitted?

All are admitted carriers

Number of family child care policies written

We have written more than 200 family childcare policies

Number of family child care claims handled

We handle all claims.This procedure reduces unnecessary paper handling and expedites the claim process.

Other information

Commercial Liability: Contractors, Building Owners, Hospitality Operations, OLT, Professional, Social Services Organizations, Sporting Events, Special Events, etc. Commercial Property: Building, Contents, Loss of Income, Extra Expense, DIC, Builders Risk, All Risk, Replacement Cost, Preferred and Non-Preferred risk Crime: Robbery, Burglary, Employee dishonest, Fidelity Professional Liability: Medical Malpractice, Errors and Omissions, Directors and Officers, Coverage for Business Consultants Workers Compensation Commercial Auto Excess and Umbrellas Surety/Bonding

Personal Lines: Homeowners, Personal Auto, Condominiums Owners, and Renters Medical and Benefits: Health Plans; Groups, Key Employee and Life, Disability Insurance, Dental Insurance, Vision Insurance, Whole and Term Life, Retirement Planning.

 

Ed Weeren Insurance

Kelli Stanford (president)

Phone: 512-454-5266

weereninsuranceweb@gmail.com

www.weereninsurance.com

Insurance offered

Auto, Home, Commercial, Liability, Workers Compensation

Available

Texas

Other

Ed Weeren was founded in 1899 and is the oldest independent insurance agent in Austin. We provide the best rates and coverage for day cares and other commercial needs

 

Farmers Insurance – The Speed Agency

Becky Speed

680 Commerce Dr. S-100

Woodbury, MN 55129

651-888-4800

rsirovy@farmersagent.com

www.weereninsurance.com

Insurance offered

Workers Compensation, Business Insurance, Legal Shield, Auto/Home/Live Insurance

Available In

Minnesota and Wisconsin

Other Information

Becky Speed is an appointed Agent with Farmers Insurance.  The Workers Compensation coverage is written through the MN Workers Compensation Assigned Risk, generally.  The Agency has appointments with other carriers, for those clients we cannot write business for within Farmers requirements.  If you are in need of coverage, we will work to find a place for you!

Before the Speed Agency opened in 2011, Becky was a Family Child Care Provider, and understands the business needs.  As the requirements change, we are here to cover your business!

 

First Choice Insurance Services, Inc.

Beth Jones

Beth@fcinsure.com

Phone: 763-792-3555

http://www.firstchoiceforinsurance.com/

Insurance offered

Auto

Health

Home

Liability

Other: Disability, life, recreational vehicle, umbrellas, and all types of business insurance

Available in

IA, MN, WI, IL, GA, KS, MO, Neb, ND, SD, SC

Insurance company represented

We primarily write with National Specialty Insurance, a subsidiary of West Bend Mutual Ins Co, an A+ rated insurance company. However we have other companies such as Capital Indemnity for the times when there are unique situations or a state that NSI is not licensed to write business in.

Which of these insurance companies are admitted?

All of our companies are admitted carriers.

Number of family child care policies written

We write hundreds of in-home/family and childcare centers.

Number of family child care claims handled

We are fortunate in that there are very few claims in the childcare industry. However, in the last 7 years we have handled an average of 3-4 per year. The claims adjusters and defense counsel specialize in the childcare industry with our insurance companies. This is critical for such a specialized industry.

Does your organization automatically report all incidents to the insurance company?

All claims are thoroughly discussed with the childcare provider and documented in our files. Most instances are very clear in whether we turn the claim in  or ‘advise only’ with the insurance company if it appears that it will not become a full blown claim. When we provide an ‘advise only’ ; we notify the insurance company but there is no claim started for the client. In the event it becomes something that needs to involve a claims adjuster, the insurance company has already received the notice. This does not have an negative impact on the childcare provider. We also recommend that all providers keep a journal of injuries that occur in their daycare as well as when a child shows up and has an injury. Our best defense it to be able to prove that the childcare provider keeps notes on each child.

Other information

Beth Jones has 33 years of experience in the insurance industry and 22 years specializing in the childcare industry. Beth started First Choice Insurance Services in June 1998 where one of our primary focuses has been on the childcare and social service industry. Beth teaches throughout Minnesota providing continuing education to childcare providers and other insurance professionals. Our clients tell us that they appreciate that we explain the insurance policy and provide the information they need to properly cover their childcare business. Each childcare business is unique and we tailor the policy to meet the needs of each provider and their business.

Florida Day Care Insurance

Jeff Kostiha or Tonya Sevier

info@fdcins.com

Phone 727-461-4300
Phone 800-359-4300

www.fdcins.com

Insurance Offerred

All policies can be constructed to meet The State of Florida Early Learning Coalition compliancy regulations.

In Home Childcare for your childcare business

Coverage includes
1. Professional Liability – negligent supervision
2. Food preparation
3. Medication dispensing
4. Child abuse, molestation
5. Personal Injury – libel & slander
6. Swimming Pools
7. Field Trips
8. $ 20,000 accident medical coverage for enrolled children
9. $ 5,000 accidental death
10. No cost for additional insureds

Optional Coverages

1. Auto transportation coverage for enrolled children – Florida ELC compliant
2. Non-owned auto liability

Commercial Centers

1. General Liability including Professional Liability
2. Building and contents coverage that can include loss of income
3. Commercial Auto – Cars, Vans & Busses
4. Workers Compensation Liability
5. Umbrella Liability

Available in

Florida

 

Freisinger Insurance Group

Kristi Olson
kristiolson@centurytel.net

Scott Tanke

sjtanke@centurytel.net

Phone: 800-658-9449

Insurance offered

Child Care Liability

Auto

Home (only if no child care on the premises)

Other: Workers Compensation in MN and WI

Available in

IA, MI, MN, and WI

Began writing business liability insurance policies for family child care

1979

Insurance company represented

Capitol Indemnity Corporation and broker for Thomco (a managing general agency out of Georgia)

Which of these insurance companies are admitted?

The states we sell in are all admitted carriers

Number of family child care policies written

well over 2000

Number of family child care claims handled

We do not pay the claims, but we have had reported fewer than 100 claims in 28 years.

Does your organization automatically report all incidents to the insurance company?

All incidents that have been reported to us have been submitted to the proper company. Most are medical-only claims; any claim such as a death, a serious injury, or sexual or physical assualt are critical to report ASAP. We have had about 25 that have been reported as “advisory only” since the parents had medical coverage and had indicated they were not holding the provider responsible.

Other information

Multi-line offering business and personal insurance products.

 

Garzor Insurance

Mariana Zorrilla, CIC, CRIS, CPIA

mariana@garzorinsurance.com

4248 Town Center Blvd. Suite 1

Orlando, Florida 32837

Phone: 321-206-8035

www.garzorinsurance.com

Insurance Offered
Business Owners Package
Commercial General Liabiity
Commercial Auto Insurance
Workers Compensation Insurance
Professional Liability
Available in: Florida
Began writing business liability insurance policies for family child care
 
I have been writing family child care for 5 years and Business Insurance for over 10 years
 
Insurance companies Represented
 
Markel Insurance, Amtrust North America, Guard Insurance (Berkshire Hathaway).
 
Which of these insurance companies are admitted?
 
All carriers that we represent are Licensed/Admitted carriers
 
Number of family child care policies written
 
50+
 
Number of family child care claims handled

We do not process claims. Our insureds have the ability to report claims directly to the insurance company. 
This procedure reduces unnecessary paper handling and expedites the claim process.

 

Insurance Planning Service

Rick Bernard

ipsagency@yahoo.com

https://www.ipsagency.com/michigan/childcare-insurance.aspx

Phone: 734-421-9900

Insurance offered

Business liability

Workers’ Compensation

Car Insurance

Life Insurance

Available in

Indiana, Illinois, Michigan, Ohio and Wisconsin

 

Pamela Heimdal

Pamela Heimdal

pheimdal@charter.net

Phone: 952-469-1428

Insurance offered

Financial planning

Other: Retirement planning

Available in

MN

Other information

Member of National Association of Tax Professionals, National Association of Enrolled Agents, and Financial Planning Association of MN

 

Marc Standig

Marc Standigstandig@yahoo.comPhone: 609-655-1313Insurance offeredLife

Health

Disability

Financial planning

Other: Accident policies for children, group accident, retirement planning, supplemental Medicare insurance

Available in

NJ, NY, PA

Other information

Active member of the New Jersey Society of Enrolled Agents (http://www.njsea.org).

 

The Miramar Group

Vince Minniti

vjmceo@yahoo.com

Phone: 630-663-1500

Insurance offered

Health

Financial planning

Other: Disability, life, short-term health insurance (6 months) in all states, long-term care, financial planning, and retirement planning

Available in

All states except DC, KY, MA, NH, NJ, and WA

Other information

Independent agency that offers a wide array of products and services. They have independent agents in every state to assist providers. Can help with insurance/investment plans to meet the needs of business and individuals. No obligation review of provider needs.

Mitchel Insurance Agency

Misty Mitchell

misty@mistysinsuranceagency.com

877-219-0040

Insurance Offered

Auto

Home

Life

Liability

Commercial

Home Business

Worker Compensation

Non Profits

Offered in ND, SD, IA, MN

We specialize in home daycare, both licensed and unlicensed (as long as state guidelines are met for unlicensed facilities). These stand alone home daycare policies include loss of income coverage if your home cannot be used for daycare after a loss, first background check free for helpers and each additional only $10, access to payroll services, tax help and marketing services. The policy also  include child molestation of 100,000 on and off premises and expands bodily injury to include sickness or disease from mental or emotional anguish.

Insurance Company Represented

ULSI A Berkshire Hathaway Company A++ AM Best Rated

Although I am fairly new to the industry, USLI has almost 20,000 policies in force. I am a mother of 5 ranging in ages from 2-18 and a Girl Scout Troop Leader and  have been an in home provider myself and also used centers and in home daycare for 18 years.

 

National Care Provider Insurance, Inc.

Professional Liability & Accident Insurance

Family Childcare Homes & Centers

Joseph S. Silverman

Phone: 800-624-0912

Fax 818-905-0311

E-mail: dcins@aol.com

http://www.dcins.com/

Insurance offered

Liability

Available in

AL, AZ, CA, CO, GA, IL, MD, OR, TN, TX, VA, WI

Other information

Childcare Insurance is our only business…we have to be better

Established 1968….Named a MOST DEPENDABLE INSURANCE AGENCY in

FORBES MAGAZINE

We’re starting our 30th year specializing in child care insurance. We work with food programs, resource referral agencies, child care associations and other child care advocate organizations desirous of education providers on what to look for on child care liability and accident insurance. Our expertise has been called upon by US Congress, US Department of Labor, and Child Care Regulators.

 

Nationwide Insurance

Peter Schoenberger

Toll Free: 800-633-7867

Email:pschoenberger@chpemail.com

www.nationwide.com/grouprotector

Insurance Offered

Accident, Primary and Excess

Maximum benefitsof $5,000 to $100,00.

Dedutible options of $0 to $250.

Simple one-page application with pre-set rates.

No underwriting required.

Can be quoted and purchased online.

States Insurance is offered 

Nationwide

Insurance companies represented

Nationwide, National Casualty

All are admitted carriers

Number of family child care policies written

Over 5,000 each year

Other Information

Nationalwide Insurance, the On Your Side company, is a trusted American brand with a long history of providing affordable primary and excess accident medical coverage to child care organizations. Available to day care centers, home day cares, nurseries, before/after school care and Latch Key programs, kindergartens, Operation Head Start programs, pre-schools, short-term study schools, summer-only programs, Montessori, religious and Waldorf day schools, and disabled child development programs. Includes an option to cover staff as well as participants. Administered by Consolidated Health Plans.

 

New England Insurance Services, Inc.

Toll Free: 1-888-845-8288 x 103

Email:  info@neisinc.com

Website: http://www.neisinc.com

Insurance Offered

Child Care Liability including Professional Liability and Sexual Abuse/Molestation Liability

Landlords, Funding Sources and Affiliate Agencies placing children are covered with

Additional Insured status at no additional premium

Accident Medical

Home/Auto ~ call for availability

States Insurance is Offered

AZ, CA, CO, CT, DE, IL, IN, IO, KS, MA, MD, ME, MI, MN, NE, NH, NC, NY, OH, OK, OR, PA, RI, SC, TN, VT, VA, WA, WI

We began writing business liability insurance policies for family child care in 1990

Insurance Companies Represented

Markel Insurance Company (Admitted all 50 states, “A” ~ “Excellent” rating by A.M. Best) http://www.Markelcorp.com

Vermont Mutual Insurance Company (Admitted in New England states and New York state), “A” ~ “Excellent”  rating by A.M. Best)  http://www.VermontMutual.com

All carriers that we represent are Licensed/Admitted carriers

Number of family child care policies written: Thousands

Number of family child care claims handled: many claims have been professionally and compassionately settled over the years

Does your organization automatically report all incidents to the insurance company?

Yes ~ company is notified of incidents that may give rise to a claim.

Other Information

New England Insurance Services is an Independent Insurance Agent representing many insurance companies to meet the needs of individuals and business serving children and youth:

In-Home Child Care, Child Care Centers, Private and Not-for-Profit Organizations, Resource and Referral Agencies, Head Start Programs, CACFP Sponsors, Nursery and Private Schools, Children’s Sports and Fitness Programs, Dance and Music Schools and Camps.

Our website includes our insurance program descriptions, applications and ability to pay on line:

http://www.neisinc.com.

 

Phoenix Insurance Group Inc.

James J. Venezia, CPCU

jvenezia@phoenixinsgrp.com

908-879-7224

Fax: 866-806-4364

Commercial

Insurance offered

Liability, Homeowners, Automobile, Professional Liability, Property, Workers Comp, Employment Practices Liability Insurance, Data Breach & Cyber Liability and D&O Insurance and more. Also: Insurance for non-profit organizations service children and families including Child Care Resource & Referral Agencies.

Available in

NJ is our primary state for child care business, however we are licensed in many other state’s, so please call to discuss.

Began writing business liability insurance policies for family child care

Over 15 years ago

Insurance company represented

We work with United States Liability Insurance (USLI) Company for family child care and various insurers for Child Care Resource & Referral Agencies and Commercial Child Care Centers.

Which of these insurance companies are admitted?

We use admitted markets except where specific coverage is not available due to claims or other underwriting issues

Number of family child care policies written

At one time we had roughly 300 – that number is less than 100 these days. We currently do a fair amount of work with child care centers and non-profit organizations serving children and families including Child Care Resource & Referral Agencies.

Number of family child care claims handled

N/A, as we currently work with child care centers and non-profit organizations serving children and families including Child Care Resource & Referral Agencies.

Does your organization automatically report all incidents to the insurance company?

We do advise clients at the time of a claim or incident. Typically, if a director feels that a situation requires a call to us, it warrants reporting to the liability insurance company.

Other information

Over 15 years experience insuring child care centers and non-profit organizations serving children and families including Child Care Resource & Referral Agencies. This is a market where we clearly excel; you’ll find that we are knowledgeable, attentive to client needs and accessible. References available upon request.

 

Primerica Financial Services

Pinghua Yin

3025 Harbor Lane North #219

Plymouth, MN 55447

yinxbusy@yahoo.com

Phone: 763-473-3166

Insurance offered

Financial planning

Other: 401k plans, home mortgage, IRAs, life insurance, long term care, mutual funds, prepaid legal protection, refinance loans, variable annuity

Available in

MN

Other information

I am a family child care provider too.

 

Siebrasse and Associates, LLC

Dianne Siebrasse, CFP

dianne@sailingtofreedom.com

Phone: 612-724-5195

www.sailingtofreedom.com

Insurance offered

Health

Financial planning

Other: Dental, disability, life, long-term care, retirement planning, and investing

Available in

MN

Other information

Securities offered through Questar Capital Corporation, Member FINRA/SIPC. Advisory services offered through Questar Asset Management, A Registered Investment Advisor

 

Slater and Associates Insurance, Inc.

Lisa Mault

PO Box 1469

Tualatin, OR 97062

info@slaterinsurance.com

Phone: 877-723-1400

http://www.slaterinsurance.com/

Insurance offered

Auto

Health

Home

Liability

Other: Director’s and officer’s liability, employment practices, property, student accident, umbrella policies, and workers’ compensation

Available in

All states, except: AK, DE, HI, KS, KY, ME, NE, OK, PA, RI, VT, and WV

Other information

Our clients are not limited to commercial child care centers, before- and after-school programs, Montessori schools, private schools, charter schools, preschools, Head Start programs and non-profits. We also have offices in AZ, MN, NV, and WA.

 

United States Liability Insurance Company

1190 Devon Park Drive

PO Box 6700

Wayne, PA 19087

Phone: 888-523-5545

www.usli.com

Insurance offered

Property, general liability, professional, defense cost reimbursement, & molestation and abuse coverage.

Available in

All states

Other Information
We provide comprehensive coverage for residential and commercial child care centers including Nursery Schools, Head Start Programs, Montessori Schools, and Before and After School Care. Our superior coverage automatically includes Professional Liability as well as Medical Payments that includes children enrolled in the center for no additional charge. Employees are considered insureds for Defense Cost Reimbursement Coverage as well as Molestation and Abuse Coverage on most centers. We are rated A++ and are a Berkshire Hathaway Company.

 

Vantage Business Support and Insurance Services

Gerri White

2363 Mariner Square Drive, Suite 240

Alameda, CA 94501

gerriw@vantagebss.com

Phone: 510-595-0926

Fax: 510-522-1906

http://www.vantagebss.com/

Insurance offered

Auto

Health

Home

Liability

Financial planning

Available in

For health insurance we offer coverage in all states. For auto, homeowner’s, and business-related insurance, we

offer coverage in AZ, CA, NV, OR, WA.

Began writing business liability insurance policies for family child care

Insurance company represented

USLI-Family Child Care and Philadelphia-Childcare Centers

Which of these insurance companies are admitted?

Both are admitted carriers.

Number of family child care policies written

We have written more than 4,000 family child care facilities.

Number of family child care claims handled

We do not process claims. Our insureds have the ability to report claims directly to the insurance company. This procedure reduces unnecessary paper handling and expedites the claim process.

Other information

Commercial Liability: Contractors, Building Owners, Hospitality Operations, OLT, Professional, Social Services Organizations, Sporting Events, Special Events, etc. Commercial Property: Building, Contents, Loss of Income, Extra Expense, DIC, Builders Risk, All Risk, Replacement Cost, Preferred and Non-Preferred risk Crime: Robbery, Burglary, Employee dishonest, Fidelity Professional Liability: Medical Malpractice, Errors and Omissions, Directors and Officers, Coverage for Business Consultants Workers Compensation Commercial Auto Excess and Umbrellas Surety/Bonding

Personal Lines: Homeowners, Personal Auto, Condominiums Owners, and Renters Medical and Benefits: Health Plans; Individuals and Groups, Key Employee and Life, Disability Insurance, Dental Insurance, Vision Insurance, Whole and Term Life, Retirement Planning, Taft-Hartley Programs, Mini-Limited Medical Plans, Annuities, and Medicare/MediCal Supplements Business Consulting: PrePaid Legal, Identity Theft, MicroLoans, SWOT Analysis, and Business Planning.

 

West Bend Mutual Insurance Company

West Bend has been providing valuable insurance coverages for more than 115 years.

In addition to providing full coverage for homes, personal automobiles, and commercial businesses, West Bend specializes in offering in-home daycares and commercial child care providers extensive, affordable coverage. In fact, West Bend insures more than 7,000 child care centers across ten midwestern states.

To get more information about their premier daycare insurance product, find one of  West Bend’s many experienced child care insurance agents using the West Bend agency locator. A West Bend agent near you will be able to answer any questions you might have about coverage, pricing, and eligibility. And be sure to visit www.CultureOfSafety.com/Childcare for child safety information from our child care experts.

 

 

 

 

2 replies

  1. I live on maui, just wondering what is the best childcare insurance for my business. Could you please direct me in the right direction. I want to make sure I am protected before being sued for any reason. I don’t want to lose my house if anything shall happen.
    Thanks Christina

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