1) Can a family child care provider refuse to offer care to a family if the child has epilepsy because the provider doesn’t believe she is qualified to provide adequate care?
b. Yes, but only if the provider has a “reasonable belief” that she isn’t qualified
2) A provider cares for a married couple’s child. One day the mother calls and asks the provider not to allow the father to pick up the child anymore because they have begun divorce proceedings. She is afraid the father will take the child and prevent her from ever seeing the child again. You should tell the mother:
a. “I cannot refuse to give your child to the father unless you show me a court order that says he can’t pick up the child.”
b. “I will not allow the father to pick up your child.”
c. “I will not allow the father to pick up the child, but only if you give me a signed statements saying why you don’t want him to pick up your child.”
3) If a day care parent falls on the front steps of your home while dropping off her child, your homeowner’s insurance will likely cover a small amount of any medical expenses.
4) A parent signs a contract that reads, in part, “Parent agrees not to hold provider liable for injuries suffered by her child while in the care of the provider.” If the child is later injured, will this liability waiver protect the provider?
b. Yes, but only if the injury is minor
d. No, but only if the injury is minor
5) All providers should incorporate their business to eliminate their personal liability if a child is injured in their program
b. True, but only if a provider incorporates as a Limited Liability Company (LLC)
How well did you do?
Tom Copeland – www.tomcopelandblog.com
This article was previously posted on the First Children’s Finance website.
Image credit: https://www.flickr.com/photos/usdagov/
For more information, see my book Family Child Care Legal & Insurance Guide.