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  1. I work and make over th limits for a IRA. Have 401k at work and max it out.
    Want to open a IRA this year and then convert it to a roth. My wife is a stay at home mom. Can I open a combined IRA and put $5000 for me and $5000 for my wife so we have $10K in a IRA – then want to convert it to a Roth IRA. Main goal is to get $10K into a Roth. Can I do this again in 2011

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