Why Have Business Liability Insurance

our child care assistant is playing with several of the day care children when one of the children falls down and suffers a cut on her forehead.

You take the child to the emergency room where the doctor recommends that the child have two stitches to reduce the chances there will be a lingering scar.

The child’s parent is extremely upset and hires a lawyer who sues you and your assistant for existing as well as any future medical expenses to help the child recover. They also sue for thousands of dollars of damages for the pain suffered by the child.

– See more at: http://childcareinfo.com/Community/AllThingsChildCareBlog/tabid/682/entryid/68/why-have-business-liability-insurance.aspx#sthash.xUQnnwWo.dpuf

our child care assistant is playing with several of the day care children when one of the children falls down and suffers a cut on her forehead.

You take the child to the emergency room where the doctor recommends that the child have two stitches to reduce the chances there will be a lingering scar.

The child’s parent is extremely upset and hires a lawyer who sues you and your assistant for existing as well as any future medical expenses to help the child recover. They also sue for thousands of dollars of damages for the pain suffered by the child.

– See more at: http://childcareinfo.com/Community/AllThingsChildCareBlog/tabid/682/entryid/68/why-have-business-liability-insurance.aspx#sthash.xUQnnwWo.dpuf

6a0133f3fc5805970b01a3fd19203b970b-320wi

Your child care assistant is playing with several day care children when one of the children falls down and suffers a cut on her forehead.

You take the child to the emergency room where the doctor recommends that the child have two stitches to reduce the chances there will be a lingering scar.

The child’s parent is extremely upset and hires a lawyer who sues you and your assistant for existing as well as any future medical expenses to help the child recover. They also sue for thousands of dollars of damages for the pain suffered by the child.

Now what?

This is the beginning of an article I’ve posted on childcareinfo.com. Read further for a description of how business liability insurance will protect you in this and many other situations.

Childcareinfo.com is a community for family child care providers and parents that offers a wide variety of resources including recipes, a blog, and a newsletter.  It serves as a clearing house for many online resources (children’s activities, training opportunities, equipment, and more).

Childcareinfo.com was created by Minute Menu to offer free assistance that will help the family child care community grow.

Tom Copeland – www.tomcopelandblog.com

Image credit: www.childsinjury.com

Legal & InsuranceFor more information about business liability insurance, see my book Family Child Care Legal & Insurance Guide.



Categories: Insurance, Legal & Insurance

Tags: , , , , , ,

Leave a Reply

Your email address will not be published. Required fields are marked *