Can I ask other providers what their rates are to help me decide whether or not to raise my rates this year?

Competitors cannot discuss rates. It’s called price fixing and is against the law. If the other provider doesn’t know you are a provider, then you can ask her about her rates. There are many ways you can collect rate information.

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If a child is injured while in my care, will my homeowners’ insurance cover me?

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One of my parents is constantly late picking up her child. I have a late pickup fee but I have a hard time collecting this. What can I do?