Child Care Insurance Directory

This insurance directory is a listing of companies and agents that offer a variety of insurance policies to family child care providers. The information below was provided by the insurance company or individual. I am not recommending any individual or company on this list. I am making no promises about the insurance products they sell. If you know of a company or agent who should be added to this list, please contact us at team@civstrat.com.

Before choosing an insurance policy, read “Ten Questions to Ask Before Purchasing Business Liability Insurance.”

American Federation of Day-Care Services

mjbates@thomcoins.com

Phone: 888-515-8537

http://www.afds.com/

Insurance offered

Liability

Available in

All states except CT, MA, MN, NH, RI, VT

Insurance company represented

Stonington Insurance Ltd. and Lantana Insurance Ltd.

Which of these insurance companies are admitted?

Stonington is our admitted carrier. We write on an admitted basis in NY, CA and NJ only. Lantana is our non-admitted carrier. We use Lantana in all other states.

Number of family child care policies written

currently about 7,000

Other information

We are one of the nation’s larges child care insurance specialists and have products to cover in-home child care providers as well as commercial centers and headstarts.

Assure Child Care

Phone:855-818-5437

Email: info@assurechildcare.com

www.assurechildcare.com

Insurance offered

Liability

Other: Accident

Available in

limited states

Other information

Assure Child Care was formerly part of Adults and Childrens Alliance. Adults and Childrens Alliance continues as a USDA Food Program sponsor and child care support agency.

Combs Insurance Agency, Inc.

Michael F. Combs , President

341 South Alaska Street

Palmer, AK 99645

Phone: 907-745-2144

mike@combsinsurance.com

http://www.combsinsurance.com/

Insurance offered

Auto

Health

Home

Liability

Other: Bonds, directors and officers, disability, inland marine, life, professional, property, volunteer accident

Available in

Other information

Providing the “Right Coverage at the Right Price” since 1967. Our Commercial Producers have 25+ years of experience and CIC designations. CSR’s/assistance have 3-19 years of experience and CIC or CISR designations.

Marsh McLennan Agency

Amy Jo Van Culin (Child Care Risk Management Consultant)

6160 Golden Hills Dr.

Minneapolis, MN 55416

Direct Phone: 763 746 8625

Email: amyjo.vanculin@MarshMMA.com

Website: www.marshmma.com/us/services/business-insurance.html

Insurance Offered:

Abduction

Abuse and Molestation

Accident

Business Income / Extra Expense

Commercial Auto

Crime Coverage

Cyber

Directors & Officers

Employee Benefits

Employment Practices Liability

General Liability

Life Insurance

Professional Liability / E&O

Retirement Plans

Special Events

Umbrella

Water Activities

Worker's Compensation

Licensed in all states

Other information

In a hard insurance market, child care coverage has become increasingly difficult to place. There are so many hoops that owners and leaders in child care have to jump through to stay compliant, let us handle the insurance for you. We work with numerous admitted insurance carriers in the child care market to provide the best coverage for the most competitive price. We work with in-home daycares and childcare centers across the nation.

Daycare Defender

info@dcdefender.com

Phone 1: 410-423-4477

Phone 2: 800-414-1066

www.dcdefender.com

Insurance Offered

-General Liability

-Abuse & Molestation

-Commercial Auto

-Property

-Employment Practices Liability

-Workers Compensation

-Umbrella

Available

Nationwide

Other:

Founded by father-son team Jeremiah J. O’Donovan and Jeremiah P. O’Donovan, Daycare Defender is an insurance company created to protect the owners and staff of commercial and in-home daycare providers across the nation.

DC Insurance Services, Inc.

Contact:

Jordan Silverman

16601 Ventura Blvd. Suite 500

Encino, CA 91436

DCI Insurance: 800-624-0912

Fax: 877-476-0888

info@dcins.com

www.dcins.com

www.facebook.com/dcins

Available In

Homes: California

Centers: California, Colorado, Illinois, Oregon

In Home Childcare for your childcare business

DCI’s Childcare program for In-Home facilities covers the childcare provider and all residents of the household, employees and volunteers.

Insurance for In-home Childcare Facilities

As a Day Care Provider, you need special insurance for your day care business. Homeowner’s policies do not provide coverage. Some companies will add coverage, but it is limited and excludes child abuse coverage. For more information before you apply for insurance, see our What You Need to Know page.

DCI’s Childcare program for In-Home facilities covers the childcare provider and all residents of the household, employees and volunteers and includes:

Professional Liability/Errors and Omissions (negligent supervision)

Up to $100,000 Child Abuse

Defense for administrative hearings

Infants under six weeks

Dispensing medication

Food preparation

All residents of household, employees and volunteers

Personal injury (libel and slander)

Field trips

Optional

Auto transportation coverage for enrolled children

Non-owned auto liability (people using their car for your business)

No deductibles

$20,000 accident medical expense for each child

Accident medical expense for field trips and transportation

Primary (pay first)

Includes own children on excess basis in the day care

$5,000 accidental death

Provider and employees can be added to accidental medical coverage

East Harlem Insurance Brokerage

Mrs Mapp

New York, NY

tmapp@eastharleminsurance.com

Phone: 646-504-6961

http://www.eharleminsurance.com

Insurance offered

Residential Child Care Insurance (General Liability)

Workers Compensation

Disability

Commercial Auto Insurance

Cyber Liability Insurance

Available in

For health insurance we offer coverage in NY. For auto, homeowner’s, and business-related insurance, we offer coverage in NY.

Began writing business liability insurance policies for family child care

2009

Insurance company represented

USLI, Western World

Which of these insurance companies are admitted?

USLI

Number of family child care policies written

We have written more than 200 family childcare policies

Number of family child care claims handled

We handle all claims, this way the client can focus on their business

Other information

Commercial Liability: Contractors, Building Owners, Hospitality Operations, OLT, Professional, Social Services Organizations, Sporting Events, Special Events, etc. Commercial Property: Building, Contents, Loss of Income, Extra Expense, DIC, Builders Risk, All Risk, Replacement Cost, Preferred and Non-Preferred risk Crime: Robbery, Burglary, Employee dishonest, Fidelity Professional Liability: Medical Malpractice, Errors and Omissions, Directors and Officers, Coverage for Business Consultants Workers Compensation Commercial Auto Excess and Umbrellas Surety/Bonding

Personal Lines: Homeowners, Personal Auto, Condominiums Owners, and Renters Medical and Benefits: Health Plans; Groups, Key Employee and Life, Disability Insurance, Dental Insurance, Vision Insurance, Whole and Term Life, Retirement Planning.

Ed Weeren Insurance

Kelli Stanford (president)

Phone: 512-454-5266

weereninsuranceweb@gmail.com

www.weereninsurance.com

Insurance offered

Auto, Home, Commercial, Liability, Workers Compensation

Available

Texas

Other

Ed Weeren was founded in 1899 and is the oldest independent insurance agent in Austin. We provide the best rates and coverage for day cares and other commercial needs.

EK Insurance

https://ekinsurance.com

care@ekinsurance.com

Phone: 800-821-2436

Child Care Insurance Offered (in-home and commercial locations)

Business Liability

Commercial Property

Workers Compensation

Professional Liability

Directors & Officers

Abuse & Molestation

We can also insure non-licensed in-home daycare providers

Available in CA, CO, DE, FL, IL, KY, NJ, NY, OR, PA, TX & WA.

Insurance Company Represented

We deal with multiply child care insurance providers – depends on the state and daycare profile. This changes by the year depending on the insurers claims experience.

Other Information

Our carriers are both admitted and non-admitted depending on the risk. USLI is the main admitted carrier – but they have become a lot more picky as of 2017/2018.

Our over 10,000 hours of practical insurance experience and access to many markets other brokers are unaware of allows us to find insurance for almost every type of child care business looking for insurance.

How Much Does it Cost to Insure a Daycare?

Florida Day Care Insurance

Jeff Kostiha or Tonya Sevier

info@fdcins.com

Phone 727-461-4300

Phone 800-359-4300

www.fdcins.com

Insurance Offerred

All policies can be constructed to meet The State of Florida Early Learning Coalition compliancy regulations.

In Home Childcare for your childcare business

Coverage includes

1. Professional Liability – negligent supervision

2. Food preparation

3. Medication dispensing

4. Child abuse, molestation

5. Personal Injury – libel & slander

6. Swimming Pools

7. Field Trips

8. $ 20,000 accident medical coverage for enrolled children

9. $ 5,000 accidental death

10. No cost for additional insureds

Optional Coverages

1. Auto transportation coverage for enrolled children – Florida ELC compliant

2. Non-owned auto liability

Commercial Centers

1. General Liability including Professional Liability

2. Building and contents coverage that can include loss of income

3. Commercial Auto – Cars, Vans & Busses

4. Workers Compensation Liability

5. Umbrella Liability

Available in

Florida

Freisinger Insurance Group

Kristi Olson

kristiolson@centurytel.net

Scott Tanke

sjtanke@centurytel.net

Phone: 800-658-9449

Insurance offered

Child Care Liability

Auto

Home (only if no child care on the premises)

Other: Workers Compensation in MN and WI

Available in

IA, MI, MN, and WI

Began writing business liability insurance policies for family child care

1979

Insurance company represented

Capitol Indemnity Corporation and broker for Thomco (a managing general agency out of Georgia)

Which of these insurance companies are admitted?

The states we sell in are all admitted carriers

Number of family child care policies written

well over 2000

Number of family child care claims handled

We do not pay the claims, but we have had reported fewer than 100 claims in 28 years.

Does your organization automatically report all incidents to the insurance company?

All incidents that have been reported to us have been submitted to the proper company. Most are medical-only claims; any claim such as a death, a serious injury, or sexual or physical assualt are critical to report ASAP. We have had about 25 that have been reported as “advisory only” since the parents had medical coverage and had indicated they were not holding the provider responsible.

Other information

Multi-line offering business and personal insurance products.

Garzor Insurance

Mariana Zorrilla, CIC, CRIS, CPIA

mariana@garzorinsurance.com

4248 Town Center Blvd. Suite 1

Orlando, Florida 32837

Phone: 321-206-8035

www.garzorinsurance.com

Insurance Offered

Business Owners Package

Commercial General Liabiity

Commercial Auto Insurance

Workers Compensation Insurance

Professional Liability

Available in: Florida

Began writing business liability insurance policies for family child care

I have been writing family child care for 5 years and Business Insurance for over 10 years

Insurance companies Represented

Markel Insurance, Amtrust North America, Guard Insurance (Berkshire Hathaway).

All carriers that we represent are Licensed/Admitted carriers

Number of family child care policies written: 50+

Number of family child care claims handled

We do not process claims. Our insureds have the ability to report claims directly to the insurance company.

This procedure reduces unnecessary paper handling and expedites the claim process.

General Liability Insurance

https://generalliabilityinsure.com/small-business/daycare-insurance.html

We offer daycare insurance that’s tailored to your needs (both in-home and commercial locations), while being simple and affordable. We offer child care liability insurance that’s designed to suit daycares of all sizes and budgets.

We can also insure non-licensed in-home daycare providers if needed. Our daycare insurance is available in multiple states including:

California

Florida

New York

Pennsylvania

Texas

and also Colorado, Delaware, Illinois, Kentucky, New Jersey, Oregon, and Washington.

We deal with many child care insurance companies, and have the option to quote and bind a 100% online for certain insurers.

Graves Insurance Group

Bob Graves

childcare@gravesig.com

10097 Manchester Road

Suite 100

Saint Louis, MO 63122

Phone: 314-394-2122

Text: 314-626-8230

www.gravesig.com

Insurance offered

General Liability

Professional Liability

Abuse/Molestation

Commercial Auto

Bonds

Commercial Property

Accident/Health

Workers Compensation

Available in:

MO, KS, IL, IN, KY, TN, CO

Insurance Companies Represented:

NSI/West Bend, Philadelphia, Markel, FL Dean, USLI, Northland and many others

Which of these insurance companies are admitted:

All except Northland. We use Northland when our other companies just aren’t a fit.

Number of family child care policies written:

Hundreds and growing each week!

Other Information:

Graves Insurance is a boutique firm specializing in just a few niches to include Child and Adult Day Care Operations. We started a specialty in Day Care and enjoy working with our Child and Adult Day Care clients. We utilize technology to assist us with keeping customer requests handled quickly and efficiently. However, sometimes you just need to hear a voice which is why you can always speak to a person when you call.

Pamela Heimdal

Pamela Heimdal

pheimdal@charter.net

Phone: 952-469-1428

Insurance offered

Financial planning

Other: Retirement planning

Available in

Other information

Member of National Association of Tax Professionals, National Association of Enrolled Agents, and Financial Planning Association of MN

Hibbs Hallmark & Company

www.hibbshallmark.com

1-800-765-6767

Lora Cameron

Lora.Cameron@hibbshallmark.com

Becky Ruddis

Beckyruddis@hibbshallmark.com

Insurance offered

Property

General Liability

Employment Related Practices

Umbrella/Excess

Workers Compensation

Student/teacher Accidental Medical

Crime & Employee Dishonesty

Abuse & Molestation

HR consulting

Employee benefits

Professional Liability

Specializing in Insuring:

Franchises

Charter Schools

Pre-Schools

Primrose Schools

Head Start Programs

Insurance Planning Service

Rick Bernard

ipsagency@yahoo.com

https://www.ipsagency.com/michigan/childcare-insurance.aspx

Phone: 734-421-9900

Insurance offered

Business liability

Workers’ Compensation

Car Insurance

Life Insurance

Available in

Indiana, Illinois, Michigan, Ohio and Wisconsin

KVG Insurance Services

PO Box 45741

Los Angeles, CA 90045

Phone: (424) 371-8965

karla@kvginsurance.com

www.kvginsurance.com

Insurance Offered in California only:

Auto

Home

General Liability

Worker’s Compensation

Other: Bonds

Other information:

We are a boutique insurance agency that offer specialized services to the clients we serve. It’s our goal to consult and educate our clients on insurance products tailored to their needs.

Legacy Insurance Services, LLC

Ryan Herdman

rherdman@legacyiskey.com

Office: 402-507-5036

Cell: 402-981-6731

Chad Vacek

chad@legacyiskey.com

www.legacyiskey.com

Insurance offerred

Liability

Property

Professional

Work Comp

Auto

Umbrella

Excess

Health

Available in

NE, IA, MO, KS, SD (licensed in all states)

Insurance company represented

Philadelphia, Markel, Acuity, Cincinnati

Which of these insurance companies are admitted?

We only offer admitted insurance carriers that are A rated or higher.

Other information

We are one of the Midwest’s largest child care insurance specialist. We have the products and industry knowledge to cover any in home child care provider as well commercial providers.

Marc Standig

Marc Standigstandig@yahoo.com

Phone: 609-655-1313

Insurance offered

Life

Health

Disability

Financial planning

Other: Accident policies for children, group accident, retirement planning, supplemental Medicare insurance

Available in

NJ, NY, PA

Other information

Active member of the New Jersey Society of Enrolled Agents (http://www.njsea.org).

The Miramar Group

Vince Minniti

vjmceo@yahoo.com

Phone: 630-663-1500

Insurance offered

Health

Financial planning

Other: Disability, life, short-term health insurance (6 months) in all states, long-term care, financial planning, and retirement planning

Available in

All states except DC, KY, MA, NH, NJ, and WA

Other information

Independent agency that offers a wide array of products and services. They have independent agents in every state to assist providers. Can help with insurance/investment plans to meet the needs of business and individuals. No obligation review of provider needs.

Mitchell Insurance Agency

Misty Mitchell

misty@mitchellinsurance.agency

www.mistysdaycareinsurance.com

763-777-9599 / 701-355-6424 / 319-433-6911/ 605-221-1700

Insurance Offered

Auto

Home

Life

Liability

Commercial

Home Business

Worker Compensation

Non Profits

Offered in ND, SD, IA, MN, PA

We specialize in home daycare, both licensed and unlicensed (as long as state guidelines are met for unlicensed facilities). Special events like fairs and festivals and daycare centers, Summer camps and even adult day cares.

Multiple companies are represented by our agency, many with monthly payment plans.

Also specializing in benefits like dental, vision, disability, life and more.

National Care Provider Insurance, Inc.

Professional Liability & Accident Insurance

Family Childcare Homes & Centers

Joseph S. Silverman

Phone: 800-624-0912

Fax 818-905-0311

E-mail: dcins@aol.com

http://www.dcins.com/

Insurance offered

Liability

Available in

AL, AZ, CA, CO, GA, IL, MD, OR, TN, TX, VA, WI

Other information

Childcare Insurance is our only business…we have to be better

Established 1968….Named a MOST DEPENDABLE INSURANCE AGENCY in

FORBES MAGAZINE

We’re starting our 30th year specializing in child care insurance. We work with food programs, resource referral agencies, child care associations and other child care advocate organizations desirous of education providers on what to look for on child care liability and accident insurance. Our expertise has been called upon by US Congress, US Department of Labor, and Child Care Regulators.

Nationwide Insurance

Peter Schoenberger

Toll Free: 800-633-7867

Email:pschoenberger@chpemail.com

www.nationwide.com/grouprotector

Insurance Offered

Accident, Primary and Excess

Maximum benefitsof $5,000 to $100,00.

Dedutible options of $0 to $250.

Simple one-page application with pre-set rates.

No underwriting required.

Can be quoted and purchased online.

States Insurance is offered

Nationwide

Insurance companies represented

Nationwide, National Casualty

All are admitted carriers

Number of family child care policies written

Over 5,000 each year

Other Information

Nationalwide Insurance, the On Your Side company, is a trusted American brand with a long history of providing affordable primary and excess accident medical coverage to child care organizations. Available to day care centers, home day cares, nurseries, before/after school care and Latch Key programs, kindergartens, Operation Head Start programs, pre-schools, short-term study schools, summer-only programs, Montessori, religious and Waldorf day schools, and disabled child development programs. Includes an option to cover staff as well as participants. Administered by Consolidated Health Plans.

New England Insurance Services, Inc.

Toll Free: 1-888-845-8288 x 108

Email: info@neisinc.com

Website: http://www.neisinc.com

Insurance Offered

Child Care Liability including Professional Liability and Sexual Abuse/Molestation Liability

Landlords, Funding Sources and Affiliate Agencies placing children are covered with

Additional Insured status at no additional premium

Accident Medical

Home/Auto ~ call for availability

States Insurance is Offered

AZ, AR, CA, CO, CT, DE, IL, IN, IO, KS, KY, FL, GA, MA, MD, ME, MI, MN, MT, NE, NC, ND, NH, NJ, NY, OH, OK, OR, PA, RI, SC, TN, UT, VA, VT, WA, WI

We began writing business liability insurance policies for family child care in 1990

Insurance Companies Represented

Market Insurance Company (Admitted all 50 states, “A” “Excellent” rating by A.M. Best) http://www.Markelcorp.com

Vermont Mutual Insurance Company (Admitted in New England states and New York state), “A” ~ “Excellent” rating by A.M. Best) http://www.VermontMutual.com

We represent other carriers that are all Licensed/Admitted carriers.

Number of family child care policies written: Thousands

Number of family child care claims handled: many claims have been professionally and compassionately settled over the years

Does your organization automatically report all incidents to the insurance company?

Yes ~ company is notified of incidents that may give rise to a claim.

Other Information

New England Insurance Services is an Independent Insurance Agent representing many insurance companies to meet the needs of individuals and business serving children and youth:

In-Home Child Care, Child Care Centers, Private and Not-for-Profit Organizations, Resource and Referral Agencies, Head Start Programs, CACFP Sponsors, Nursery and Private Schools, Children’s Sports and Fitness Programs, Dance and Music Schools and Camps.

Our website includes our insurance program descriptions, applications and ability to pay on line:

http://www.neisinc.com.

Phoenix Insurance Group Inc.

James J. Venezia, CPCU

jvenezia@phoenixinsgrp.com

908-879-7224

Fax: 866-806-4364

http://www.phoenixinsgrp.com/Commercial

Insurance offered

Liability, Homeowners, Automobile, Professional Liability, Property, Workers Comp, Employment Practices Liability Insurance, Data Breach & Cyber Liability and D&O Insurance and more. Also: Insurance for non-profit organizations service children and families including Child Care Resource & Referral Agencies.

Available in

NJ is our primary state for child care business, however we are licensed in many other state’s, so please call to discuss.

Began writing business liability insurance policies for family child care

Over 15 years ago

Insurance company represented

We work with United States Liability Insurance (USLI) Company for family child care and various insurers for Child Care Resource & Referral Agencies and Commercial Child Care Centers.

Which of these insurance companies are admitted?

We use admitted markets except where specific coverage is not available due to claims or other underwriting issues

Number of family child care policies written

At one time we had roughly 300 – that number is less than 100 these days. We currently do a fair amount of work with child care centers and non-profit organizations serving children and families including Child Care Resource & Referral Agencies.

Number of family child care claims handled

N/A, as we currently work with child care centers and non-profit organizations serving children and families including Child Care Resource & Referral Agencies.

Does your organization automatically report all incidents to the insurance company?

We do advise clients at the time of a claim or incident. Typically, if a director feels that a situation requires a call to us, it warrants reporting to the liability insurance company.

Other information

Over 15 years experience insuring child care centers and non-profit organizations serving children and families including Child Care Resource & Referral Agencies. This is a market where we clearly excel; you’ll find that we are knowledgeable, attentive to client needs and accessible. References available upon request.

Primerica Financial Services

Pinghua Yin

3025 Harbor Lane North #219

Plymouth, MN 55447

yinxbusy@yahoo.com

Phone: 763-473-3166

Insurance offered

Financial planning

Other: 401k plans, home mortgage, IRAs, life insurance, long term care, mutual funds, prepaid legal protection, refinance loans, variable annuity

Available in

Other information

I am a family child care provider too.

Siebrasse and Associates, LLC

Dianne Siebrasse, CFP

dianne@sailingtofreedom.com

Phone: 612-724-5195

www.sailingtofreedom.com

Insurance offered

Health

Financial planning

Other: Dental, disability, life, long-term care, retirement planning, and investing

Available in

Other information

Securities offered through Questar Capital Corporation, Member FINRA/SIPC. Advisory services offered through Questar Asset Management, A Registered Investment Advisor

Slater and Associates Insurance, Inc.

Lisa Mault

PO Box 1469

Tualatin, OR 97062

info@slaterinsurance.com

Phone: 877-723-1400

http://www.slaterinsurance.com/

Insurance offered

Auto

Health

Home

Liability

Other: Director’s and officer’s liability, employment practices, property, student accident, umbrella policies, and workers’ compensation

Available in

All states, except: AK, DE, HI, KS, KY, ME, NE, OK, PA, RI, VT, and WV

Other information

Our clients are not limited to commercial child care centers, before- and after-school programs, Montessori schools, private schools, charter schools, preschools, Head Start programs and non-profits. We also have offices in AZ, MN, NV, and WA.

United States Liability Insurance Company

1190 Devon Park Drive

PO Box 6700

Wayne, PA 19087

Phone: 888-523-5545

www.usli.com

Insurance offered

Property, general liability, professional, defense cost reimbursement, & molestation and abuse coverage.

Available in

All states

Other Information

We provide comprehensive coverage for residential and commercial child care centers including Nursery Schools, Head Start Programs, Montessori Schools, and Before and After School Care. Our superior coverage automatically includes Professional Liability as well as Medical Payments that includes children enrolled in the center for no additional charge. Employees are considered insureds for Defense Cost Reimbursement Coverage as well as Molestation and Abuse Coverage on most centers. We are rated A++ and are a Berkshire Hathaway Company.

Vantage Business Support and Insurance Services

Stephen Cannon

28346 Alava, Mission Viejo, CA 92692

stevec@vantagebss.com

Phone: 916-671-0023

Fax: 866-830-5927

http://www.vantagebss.com/

Insurance offered

Auto

Medical, Dental, Vision

Home

Liability

Workers’ Compensation, umbrella

Available in

We offer coverage in CA

Began writing business liability insurance policies for family child care

Insurance company represented

USLI, Philadelphia, Markel

Which of these insurance companies are admitted?

Both are admitted carriers.

Number of family child care policies written

We have written more than 4,000 family child care facilities.

Number of family child care claims handled

We do not process claims. Our insureds have the ability to report claims directly to the insurance company. This procedure reduces unnecessary paper handling and expedites the claim process.

Other information

Personal Lines: Homeowners, Personal Auto, Condominiums Owners, and Renters Medical and Benefits: Health Plans; Individuals and Groups, Key Employee and Life, Disability Insurance, Dental Insurance, Vision Insurance, Whole and Term Life, Retirement Planning, Taft-Hartley Programs, Mini-Limited Medical Plans, Annuities, and Medicare/MediCal Supplements Business Consulting: PrePaid Legal, Identity Theft, MicroLoans, SWOT Analysis, and Business Planning.

West Bend Mutual Insurance Company

West Bend has been providing valuable insurance coverages for more than 115 years.

In addition to providing full coverage for homes, personal automobiles, and commercial businesses, West Bend specializes in offering in-home daycares and commercial child care providers extensive, affordable coverage. In fact, West Bend insures more than 7,000 child care centers across ten midwestern states.

To get more information about their premier daycare insurance product, find one of West Bend’s many experienced child care insurance agents using the West Bend agency locator. A West Bend agent near you will be able to answer any questions you might have about coverage, pricing, and eligibility. And be sure to visit www.CultureOfSafety.com/Childcare for child safety information from our child care experts.